ScotiaLine Personal Line of Credit

  • Right for you if:
    You want a Line of Credit with a flexible repayment schedule that you control

  • ScotiaLine is an excellent way to get some added financial flexibility. The ScotiaLine Personal Line of Credit lets you decide when you borrow and how much you repay.

  • Spend up to a pre-determined limit

  • Receive unrestricted access to your credit - all you do is write a cheque at no charge

  • Enjoy a flexible repayment schedule that you control

  • Payments as low as interest-only

  • Complimentary ScotiaLine personalised cheques

  • Comprehensive monthly statements for easy record keeping

  • No pre-payment penalty

  • Optional Credit Protection available

  • Apply once. Use it whenever you want.

    Once you've established your ScotiaLine account, there's no need to re-apply. You simply access your credit whenever you need to.

    You may also need...

    Credit Protection

    In the event of your death, your ScotiaLine Personal Line of Credit could become a financial obligation for your family. Credit Protection for ScotiaLine can prevent this from happening.

    Read more


    Considering a Mortgage?

    Buying a home is the largest single investment you’ll ever make, so it only makes sense to look for a mortgage that can help you reduce your interest costs. Get closer to making your home ownership dreams come true.

    Read more

    Ready to Apply?

    In Person

    Contact us for more information.

    Find a local branch