Message from the Managing Director

Corporate Social Responsibility (CSR) is an integral part of who we are and how we do business at Scotiabank. Our commitment to CSR provides us with a competitive edge: it contributes to customer and employee satisfaction, helps us meet shareholder expectations, and broadens our community relationships.

Most importantly, we believe it's the right thing to do. CSR now plays a role in many decisions we make at Scotiabank, from how we choose our suppliers to how we evaluate the risk and opportunities associated with lending to our corporate banking customers.

Every year we add to our foundation of CSR by developing innovative, locally based initiatives and bringing them to life through the efforts and enthusiasm of our own employees. Our employees spend thousands of hours each year volunteering and fundraising for activities that further benefit from Scotiabank's matching programmes and annual corporate donations.

By working together to uphold our CSR, Scotiabank will continue to make a difference in the lives of our employees, customers, shareholders, and communities.

Sarah Hobbs
Country Head