Scotiabank & Trust (Cayman) Ltd. wishes to advise that due to the announcement by the Federal Reserve to increase the federal funds rate by 0.25% on September 16, 2026, the following changes will occur:

• USD Prime Rate increase from 6.75% to 7.00%, effective September 18, 2026
• KYD Prime Rate increase from 6.75% to 7.00%, effective September 18, 2026.

All products with variable pricing linked to USD and KYD Prime Rates will be adjusted on the effective dates indicated.