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Summary of Fee Changes
Effective February 1, 2026
Dear Valued Client,
Please be advised that effective February 1, 2026, there will be changes to some of our fees and rates.
For additional details and a full list of these changes, please review the Schedule of Rates and Fees below. Should you have any questions, please feel free to contact us at 345.949.0785
Summary of Fee Changes
| Product/Service | New Fees |
| Retail Deposit Accounts | |
| Total Access - Proprietary ATM Withdrawals | $0.50 |
| Total Access - POS | $0.25 |
| Electronic Access - Proprietary ATM Withdrawals | $0.50 |
| Electronic Access - POS | $0.25 |
| ATM Withdrawals at Other Banks (Non-Proprietary ATMs) | $2.50 |
| Overseas ATM Withdrawals | $4.00 |
| Sundry Fees | |
| Bill Payment in Branch | $5.00 |
| Online Third Party Transfer (per transfer) | $1.00 |
| Corporate & Commercial | |
| Change of signatory fee (per occurrence) | $70.00 |
| New/Additional Account Fee (per account) | $150.00 |
| Discharge of Security Fee (Per Discharge Occurrence) | $50.00 |
| Offshore Banking Unit | |
| Annual Account Management Fee | $750.00 |
| New Account Fee (separate legal entity) | $2,000.00 |
| Secondary Account Fee (same legal entity) | $1,000.00 |
| Changes of Directors or Authorized Signatories or Shareholders or Corporate Name or Signing Instructions | $700.00 |
| Captives | |
| Annual Maintenance fee | $300.00 |
| Draft requests | $75.00 |
| Audit confirmation fee | $200.00 |
| Stop Payment Draft | $100.00 |
| Account Closing Fee | $200.00 |
| Line of Credit Amendment Fee | $500.00 |