Borrowing

Find a variety of loan and financing solutions tailored to your personal needs

Loans and Lines of Credit

Scotiabank offers a full range of borrowing products so you can buy the things you need when you need them.

Scotia Plan Loan

  • Reliable loans that you can customise to your changing needs
  • Choose the repayment schedule that works for you
  • Enjoy longer terms and smaller monthly payments
  • Consolidate your debts into one easy payment

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Car Loans

  • Up to 100% financing
  • Repayment period of up to 84 months
  • Up to 100% financing
  • Repayment period of up to 84 months

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ScotiaLine Gold
Personal Line of Credit

  • Have enough credit to make those special purchases
  • Get instant access to your credit whenever you need it
  • Enjoy an interest rate lower than most personal loans
  • Payments as low as interest only
  • Once it's yours, it's yours for life

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ScotiaLine
Personal Line of Credit

  • An excellent way to get added financial flexibility
  • Get unrestricted access to your credit
  • Make payments as low as interest only
  • Complimentary ScotiaLine personalised cheques
  • No pre-payment penalty

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Mortgages

Let us help you get closer to your dream of homeownership.

Mortgages

  • Expert advisors available to guide you
  • Affordable rates and terms
  • Buy new with as little as 5% down

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Tools and Advice