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Scotia Auto Insurance
Right for you if you want insurance protection for your private vehicle
Smart drivers know that accidents happen and it is important to protect your vehicle, your loved ones and those around you. Protecting yourself from life’s uncertainties is just good financial planning.
They know that auto insurance not only makes good sense, but also that it’s something that no driver should be without. And if you have a vehicle loan, your bank (including Scotiabank) requires that your vehicle be insured for its current value.
That’s why we are pleased to offer drivers both comprehensive and third party auto insurance packages with a full range of coverage and services at attractive rates for Scotiabank and non-Scotiabank customers.
Should an accident occur, Scotiabank Auto Insurance can ensure you have the funds you need to replace or repair your vehicle, replace your personal possessions, provide a rental vehicle whilst your vehicle is being repaired and even cover liability to other people!
Call your Scotiabank branch or email scotiainsurance.caribbean@scotiabank.com and make an appointment to talk to us today. Our representatives and advisors can provide you with a competitive quote and if you decide to enrol they can help you complete your insurance application and arrange convenient payment options.
Benefits of the Scotia Auto Insurance plans
Comprehensive coverages
Coverage |
Essential |
Preferred |
Ultimate |
Third Party Liability - |
$250,000 |
$500,000 |
$750,000 |
Third Party Liability - Bodily Injury (per person) |
$1,000,000 |
$10,000,000 |
$10,000,000 |
Third Party Liability - Bodily Injury (per event) |
$5,000,000 |
$10,000,000 |
$10,000,000 |
Wrecker & Storage Fees |
$150 |
$300 |
$500 |
Full Windshield and Window |
$750 |
$1,000 |
$2,000 |
New Car Replacement |
No |
12 Months |
24 Months |
Loss of Use Benefit: Own fault or uninsured motorist vehicle damage and being repaired at Dealership |
No |
$50 per day |
$50 per day |
Policy Deductibles |
$375 (21+ Years) |
$250 (21+ Years) |
NIL (21+ Years) |
Personal Effects |
$150 |
$300 |
$500 |
Figures quoted in KYD
Third Party coverages
Coverage |
Basic |
Basic Plus |
Combo |
Third Party Liability - |
$250,000 |
$500,000 |
$750,000 |
Third Party Liability - Bodily Injury (per person) |
$1,000,000 |
$10,000,000 |
$10,000,000 |
Third Party Liability - Bodily Injury (per event) |
$5,000,000 |
$10,000,000 |
$10,000,000 |
Total Loss of Your motor vehicle caused by a Total Loss |
No |
No |
Fire or Theft |
Deductible for Total Loss: |
No |
No |
$250 (21+ Years) $1,500 (if under 21 Years) |
Figures quoted in KYD
Ready to get started?
Contact us for more information
A note from the insurers:
In this section, we have attempted to explain clearly and briefly the coverage available under this plan.
Coverage is provided by Island Heritage Insurance Company, Ltd., one of the region’s leading insurance providers.