Scotia Portfolios

Right for you if you want

You want an investment plan that stays tailored to your investor profile and financial goals, no matter what the markets do.  

With Scotia Portfolios, your investment plan stays tailored to you, no matter what the markets do over time.

Five Unique Portfolios

Each of our mutual funds portfolios is designed for a unique investor profile, from the more conservative Preservation of Capital portfolio to the most Aggressive Growth portfolio. Use our Investment Selector, to help pinpoint the portfolio that suits you best.

Scotia Conservative Portfolio [PDF: 146.4 KB]
Investment Objective: To earn a modest income while protecting your principal. The value of this portfolio will fluctuate modestly from time to time.

Scotia Conservative Balanced Portfolio [PDF: 147.4 KB]
Investment Objective: A high level of income with some growth potential. The value of this portfolio will fluctuate modestly from time to time.

Scotia Balanced Portfolio [PDF: 148.2 KB]
Investment Objective: Growth with some income. The value of this portfolio will fluctuate from time to time.

Scotia Balanced Growth Portfolio [PDF: 149.1 KB]
Investment Objective: To achieve a high level of growth with some income potential. The total value of this portfolio will fluctuate considerably from time to time.

Scotia Growth Portfolio [PDF: 149.6 KB]
Investment Objective: To achieve the maximum potential growth over the long term. The total value of this portfolio will fluctuate extremely from time to time.

Asset Allocation at your Fingertips

Asset allocation is key to any well-diversified portfolio. The performance of asset classes, including cash equivalents, fixed income and equities, can vary year over year. Spreading your assets across multiple asset classes ensures that you don’t have all your eggs in one basket

Automatic Quarterly Rebalancing

Every calendar quarter Scotia Portfolios are reviewed to ensure that weightings of the underlying Scotia Funds in your portfolio do not deviate from their prescribed weightings. In the event of a deviation of 3.0% or greater in either direction, the portfolio is rebalanced back to those original weightings.


Sample Scotia Balanced Portfolio Breakdown

  Prescribed Weighing Quarter 1 Change from Optimal Mix
Mutual Fund A 40% 36.34% 3.66%
Mutual Fund B 15% 13.82% 1.18%
Mutual Fund C 15% 16.87% 1.87%
Mutual Fund D 15% 15.52% 0.52%
Mutual Fund E 15% 17.45% 2.45%
In this example, mutual fund A has drifted more than 3.0% due to market movements. Although the other four funds have not drifted more than 3.0% mutual fund A triggers a rebalance to reset each fund’s weighting to the original prescribed weighting.

As you take advantage of high performance markets, automatic rebalancing ensures you lock in those gains and redistribute your investment dollars to the optimal allocation in the portfolio. This can help reduce the amount of volatility in your portfolio, with the potential for more stable returns over time.

Professionally Managed Mutual Funds

All funds included in the portfolios are managed by expert money managers from around the world, including thoses that are part of the Scotiabank Group.

Pre-Authorised Contributions

You can set up an Pre-Authorised Contribution (PAC) to regularly invest in your portfolio. Investing regularly is one of the simplest ways to take advantage of market volatility and reduce the risks of market timing.

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