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A loan for everyone
even Santa Claus
Enjoy no payments for up to two (2) months and low interest rates when you apply for a Scotia Plan Loan
Unwrap the joy of the season with our Scotia Plan Loan Christmas campaign!
This year, we're making the festivities accessible for everyone—even Santa himself!
Whether you're planning to deck the halls, spoil your loved ones, or cover seasonal expenses with ease, our Scotia Plan Loan is here to make it all possible.
With flexible options tailored to your needs, we’re spreading holiday cheer to ensure your celebrations are merry and bright.
Use your loan to
Renovate your home
Take a vacation
Pay personal expenses
Set your plans in motion with a Scotia Plan Loan
Whether you need a borrowing solution to help you with large purchases, back to school expenses, or to consolidate debt, we’ve got you covered.
Finding the right borrowing solution can help you better manage your finances and achieve your financial and life goals.
Enjoy:
Competitive rates
Flexible loan terms
No payments up to 2 months
*Consider opening a savings account for additional benefits.
Right for you if:
You want a customized financial solution tailored to suit your needs.
You want a loan that can help with debt consolidation and reduce your interest costs.
Help you can rely on. Terms you can afford.
With a Scotia Plan Loan, it's easy to get the things you want and save money at the same time. You can:
Manage your monthly expenses
- Take up to 5 years to pay it back
Choose your preferred repayment schedule
Consolidate your debts into one easy payment
Set up automatic payments from your Scotiabank deposit account
Select your own payment amount
Opt for a secured loan for even better terms
Choose optional credit protection
Scotia Plan Personal Loans rate varies depending on term and security. Please contact a Scotiabank branch for more information about rates.
What do I need to apply?
Here are some of the documents you need to apply for a Scotia Plan Loan:
Identification
- One (1) Valid unexpired national photo identification
- One (1) valid proof of address (deed, recent utility bill, tax assessment or financial institution/bank statement)
Proof of employment
- Letter of employment and Payslip(s) showing the most recent full monthly income
Self-employment documents
- Business registration / License, and most recent Annual Return
- Income documents, e.g., Income Tax Returns, Audited Financial Statements and bank statements
Ready to apply for a Scotia Loan Plan?
Get full details on what's required here.
Call us
to speak with a loan officer.
See our current rates and fees for Scotiabank borrowing products.
Other offers
Applying for a Mortgage?
Buying a home is the largest single investment you’ll ever make, so it only makes sense to look for a mortgage that can help you reduce your interest costs. Get closer to making your homeownership dreams come true.
Scotiabank Car Loan
Buying a car? We can help.
We will have you moving in the right direction: a comprehensive suite of products that will make purchasing that new or used car easier than you think!
Credit Protection
In the event of your death, your Scotia Plan Loan could become a financial obligation for your family. Credit Protection for Scotia Plan Loans can prevent this from happening.
Ready to apply? Contact us for more information